John C. McWilliams, MSS, LCSW  1880 John F. Kennedy Blvd., Suite, 1810, Philadelphia, PA 19103  215-382-6680 x4205 

Please contact me to discuss my counseling fee as the rate charged is dependent upon the unique situation of each client.  I ask clients to remit payment at the end of each session.  I accept cash, personal check, debit or credit cards including cards charging a Medical Savings Account that you may have through your employer.  Each session lasts for 50 minutes.

Insurance
I am an Out-of-Network provider with Council for Relationships.  As such, my services may be covered in part by your health insurance or employee benefit plan.  If so, I am able to provide you with a monthly statement of counseling services for you to submit to your insurer for reimbursement, subject to you having met your deductible, if any.  Please contact your insurer to ask the following questions:

• Do I have mental health benefits?
  
• What is my deductible and has it been met?
  
• How many sessions per calendar year does my plan cover?
  
• How much does my plan cover for an out-of-network provider?
  
• What is the coverage amount per therapy session?
  

If you are seeking an in-network provider that will accept your co-pay I may be able to provide a referral.

John McWilliams, MSS, LCSW